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Recap of exclusive consumer insights in our report: The economic outlook of the lease-to-own consumer

July 14, 2025


2 min read

Learn what lease-to-own consumers think about the economy in 2025 and how it will (or won’t) affect their shopping habits—and your business.

Our newest report, The economic outlook of the lease-to-own consumer, expands on the foundational knowledge of who the lease-to-own consumer is from our Volume 1 report and explores their sentiments on the economy in 2025 and how it will affect how they spend this year.

This blog recaps the report’s top insights, based on timely data straight from lease-to-own consumers themselves. Our Koalafindings help you better understand today’s lease-to-own consumer and what their mindset means for your business.

Here’s a sneak peek at what you’ll learn in our Koalafindings:

  • Lease-to-own consumers have the same general attitude about the economy as most people, but with the flexibility and freedom provided by lease-to-own, they are not expecting to change their spending habits drastically, if at all. We’ll explore what this means for them and your business.

  • Even in the midst of economic uncertainty, lease-to-own consumers have goals, both short- and long-term, that they are hoping to achieve and build on this year.We’ll share how pay over time solutions can help them get there.

  • Offering lease-to-own is a smart move because our data shows it can help businesses reach goals like increased AOV, return customers, and enhanced loyalty. We’ll dig into our data and show you how.

Understanding the current consumer economic sentiment and how it will (or won’t) affect shopping habits is key to your business successfully navigating an uncertain economy, and adding a lease-to-own solution to your suite of options is a great way to meet the needs of the consumer, while setting your business up for long-term stability.

Explore the insights

Read the full report

Contact us for more information on lease-to-own and what it could mean for your business.

This is just one issue of our lease-to-own consumer series, and we’re already hard at work on the next one, so check back often for new Koalafindings and data straight from lease-to-own consumers.

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Koalafi offers Lease-To-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi